:root{--ink:#11110f;--paper:#f3f0e9;--white:#fbfaf7;--muted:#6c6a64;--line:#d7d2c8;--accent:#2d382f;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.62}
a{color:inherit}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}
header{position:sticky;top:0;z-index:20;background:rgba(243,240,233,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.bar{max-width:var(--max);margin:auto;display:flex;align-items:center;justify-content:space-between;padding:18px 24px;gap:20px}.logo{text-decoration:none;font:700 22px Georgia,serif;letter-spacing:.04em}
nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;font-size:14px}.menu{display:none;border:1px solid var(--ink);background:none;padding:8px 10px}
main{min-height:70vh}.wrap{max-width:var(--max);margin:auto;padding:0 24px}.hero{padding:86px 0 64px;border-bottom:1px solid var(--line)}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:700;color:var(--muted)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.08;font-weight:500}h1{font-size:clamp(44px,7vw,88px);max-width:980px;margin:14px 0 24px}h2{font-size:clamp(30px,4vw,52px);margin:0 0 22px}h3{font-size:24px}
.lede{font-size:20px;max-width:760px;color:#373631}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;background:var(--ink);color:white;text-decoration:none;padding:14px 20px;border:1px solid var(--ink);font-weight:700;font-size:14px}.btn.alt{background:transparent;color:var(--ink)}
.section{padding:64px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--white);border:1px solid var(--line);padding:28px;min-height:210px}.card a{text-decoration:none}.card p{color:var(--muted)}.feature{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:start}.panel{background:var(--ink);color:white;padding:34px}.panel .btn{background:white;color:var(--ink);border-color:white}
.article{max-width:820px;margin:auto;padding:64px 24px}.article h1{font-size:clamp(40px,6vw,70px)}.article h2{margin-top:52px;font-size:36px}.article h3{margin-top:34px}.article p,.article li{font-size:18px}.note{border-left:3px solid var(--ink);padding:14px 18px;background:var(--white);margin:28px 0}.table{width:100%;border-collapse:collapse;margin:28px 0}.table th,.table td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}.crumbs{font-size:13px;color:var(--muted);margin-bottom:22px}.disclosure{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:14px}
footer{background:#11110f;color:#f3f0e9;margin-top:60px}.foot{max-width:var(--max);margin:auto;padding:46px 24px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.foot a{display:block;color:#ddd;text-decoration:none;margin:8px 0;font-size:14px}
.popup{position:fixed;inset:auto 16px 16px auto;max-width:390px;background:#fff;border:1px solid #111;padding:24px;box-shadow:0 14px 50px #0003;z-index:50;display:none}.popup.show{display:block}.popup-close{float:right;border:0;background:none;font-size:22px;cursor:pointer}.popup p{font-size:14px;color:#555}.popup .btn{width:100%;text-align:center}
@media(max-width:780px){nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--paper);padding:20px 24px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}nav.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr}.feature{grid-template-columns:1fr}.hero{padding:58px 0 44px}.section{padding:44px 0}.foot{grid-template-columns:1fr}.popup{left:12px;right:12px;max-width:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}